New Jersey

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New Brunswick, New Jersey CD Rates – 3-Month

You are viewing rates from banks across New Brunswick





Below are the best three-month CD Rates from banks in New Brunswick, New Jersey . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

New Brunswick, NJ - August 2, 2025

CD National Average : 2.21% ?

Banks APY MIN MILES ?

Rate History: 4.25% → 4.15%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.00% → 0.75%

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around New Brunswick, NJ - August 2, 2025


Branch Street City State
Customers Bank
Hamilton Branch
314 Route 33 Hamilton NJ
Santander Bank, N.A.
Ewing Branch
950 Parkway Avenue Trenton NJ
JPMorgan Chase Bank, National Association
Hopewell Banking Center Branch
795 Denow Road Pennington NJ
Wells Fargo Bank, National Association
Pennington Branch
2 Route 31 North Pennington NJ
Northfield Bank
Ewing Branch
180 Scotch Road Ewing NJ
Citibank, National Association
Private Bank Branch - Short Hill
101 John F Kennedy Parkway, 4th Floor Short Hills NJ
PNC Bank, National Association
Scotch Road Branch
40 Scotch Road Ewing NJ


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2025

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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